Financing
Short-term capital
Short-term capital buys calendar discipline. The conversion question is whether your margins and exit can carry the cost if the first plan slips.
Bridge and hard money are not personality types—they are tools. Pick the page that matches how fast you need to move and what collateral looks like today.
Private capital enters when relationships and negotiated terms beat a rate sheet. Funding & your exit ties the short window to what happens next.
Pick the lane that matches your deal
Bridge loans
Between today’s position and your next permanent loan or sale—common for BRRRR phase one, buy-before-sell, or appraisal timing gaps.
Typical: 7–11% · 6–24 months
Hard money / short-term
Asset-based speed when condition, title, or timeline does not fit the bank box—rehab-heavy and execution-sensitive deals.
Typical: 9–14% · 6–24 months
Private capital
Negotiated debt or equity from people who know you and the deal—when flexibility matters more than a generic institutional box.
Terms vary · relationship and clarity first
Funding & your exit
How short-term layers hand off to refi or sale so you are not stranded when the bridge ends.
Sequencing and reserves