Financing
Financing
Pick the lane that matches what you are trying to do—each page below links into the specific scenario guides. Wrong product fit wastes weeks; the first job is coherence, then paperwork when execution truly fits.
For execution scope, licensing, and how compensation usually works, see the financing overview.
Purchase financing
Primary home, move-up, or investment acquisition—long-term mortgages, DSCR when the property carries the loan, and sequencing before you lock.
Mortgages · DSCR · funding & exit read
Real estate investment loans
Rental, flip, and BRRRR-shaped capital—DSCR, rehab sequencing, bridge and hard money, then handoff to long-term refi when the story stabilizes.
DSCR · short-term · mortgage · investing hub
Refinance financing
Balloons and payoffs, rate-and-term, cash-out, and stabilized rental refi—when the question is what you can realistically land next.
Balloon timing · mortgage refi · DSCR · creative handoffs
Hard money lending
Fast, asset-based loans for investor acquisitions and rehab—paired with a clear refinance or sale exit so the cost of speed does not strand you.
Fix & flip · rehab · BRRRR buy phase
Seller & creative financing
Seller carry, installment logic, subject-to style tools, and hybrids when the counterparty is part of how the deal funds.
Seller financing · creative finance
Quick Comparison
| Type | Rate | Speed | Best For |
|---|---|---|---|
| Hard Money | 9–14% | 3–7 days | Fix & flip |
| Bridge | 7–11% | 5–14 days | BRRRR phase 1 |
| Conventional | 5–8% | 30–60 days | Buy & hold |
| Private | Negotiated | Varies | Flexible deals |
The best funding isn't always the lowest rate — it's the one that aligns with your exit. Text Me